AVA GAM Fixed Income Naira Fund
Product Paper - AVA GAM

AVA GAM Fixed Income Naira Fund

An actively managed, SEC-authorised open-ended unit trust designed to enhance returns from a diversified portfolio of high-quality fixed income instruments - including FGN Naira Bonds, sub-national bonds, corporate bonds and money market securities.

Offer Price
₦1,000 / unit
Min. Entry
10 units
Subsequent
10 units
Regulator
SEC Nigeria
Overview

A disciplined bond mandate. Actively managed.

The AVA GAM Fixed Income Naira Fund is an actively managed open-ended unit trust scheme authorised by the Securities and Exchange Commission, with the main objective of enhancing returns to subscribers from a range of high-quality fixed income instruments.

The Fund provides investors with the opportunity to invest in FGN Naira Bonds, sub-national bonds, corporate bonds and other money market securities - all inside a single, professionally managed vehicle.

Key Features

Built for income. Engineered for growth.

  • High-quality fixed income exposure - Invests in FGN Naira Bonds, sub-national bonds, corporate bonds and other money market securities.
  • Government and corporate bond access - Diversified allocation across sovereign, sub-sovereign and investment-grade corporate issuers.
  • Medium- to long-term horizon - Structured to compound returns over 1-3 year (and longer) investment horizons.
  • Open-ended mutual fund structure - Continuous subscription and redemption within fund terms - no lock-in on entry.
  • Competitive market-linked returns - Actively managed to capture prevailing bond market yields while managing duration risk.
Benefits

What holding the Fund delivers.

  • Enjoy competitive returns through pooled investment strength
  • Benefit from reduced risk via diversified fixed income assets
  • Earn stable income from bond investments
  • Access professional portfolio management expertise
  • Preserve and grow capital over the medium to long term
  • Gain liquidity flexibility within fund terms
Why Choose This Fund

Six reasons to hold with AVA.

  • Provides steady income through bonds
  • Gives access to government and corporate securities
  • Suitable for 1-3 year investment horizons
  • Handled by expert fund managers
  • Reduces risk through diversification
  • No exposure to FX volatility
Who It's For

A single fund. Many mandates.

  • Retail Investors - Salary earners, entrepreneurs and professionals seeking stable, higher-than-savings income.
  • High Net-Worth Individuals - HNIs building a fixed income core inside a broader wealth portfolio.
  • Corporate Organisations - Corporates deploying medium-term reserves into a professionally managed bond mandate.
  • Pension-Minded Investors - Investors building long-horizon income and capital preservation ahead of retirement.
  • Foundations & NGOs - Non-profit fund managers seeking stable income and disciplined risk management.
Investment Amount

Entry & subscription.

Offer Price (at launch)
₦1,000 per unit
Minimum Entry Investment
10 units
Subsequent Investment
10 units
Return Profile
Variable, market-linked

Fund price changes daily given the periodicity of returns and management of the fund.

Risk Profile

Medium risk. Steady income.

The Fund sits at the medium point of the risk spectrum, balancing steady bond income with disciplined credit and duration management across sovereign and corporate issuers.

LowMediumHigh
Medium Risk
Onboarding Process

Live and invested in five steps.

  1. 01

    Download or visit

    Get the AVA mobile app from your app store, or open invest.avacapitalgroup.com.

  2. 02

    Sign up

    Create your investor account in minutes.

  3. 03

    Upload KYC

    Passport photograph, means of ID, signature specimen and a utility bill (not older than 3 months).

  4. 04

    Fund your account

    Transfer capital into your investor wallet using any supported channel.

  5. 05

    Subscribe

    Allocate to the AVA GAM Fixed Income Naira Fund and begin earning.

Access Channels:Mobile AppWeb PortalRelationship Manager
Ready to Invest

Build a Naira income portfolio, today.

Subscribe in minutes via the AVA app or web portal, or speak with a relationship manager for tailored allocation guidance.

The AVA GAM Fixed Income Naira Fund is registered with, and regulated by, the Securities and Exchange Commission (SEC) Nigeria. Returns are variable and market-linked; past performance is not a guarantee of future results. Please read all offering documents before investing.

Certifications & Compliance

NDPR Audit Badges

AVA Capital PLC
AVA Global Asset Managers Limited
AVA Securities Limited
AVA Trustees Limited